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Wednesday, February 24 is Pink Shirt Day -  Anti-Bullying Day -  when people wear mainly a pink shirt to symbolise a stand against bullying.  Did you know:

  • Two out of three youth have faced bullying over their cell phones or online. 

  • Three out of ten bullied students reported missing school at least once.

  • Three out of five LGBTQ+ students feel unsafe at school.  

  • Every seven minutes someone is bullied on a playground in Canada.


A recent survey also found cyberbullying surpassed drugs and alcohol as the top concern among Canadian parents.  Bullying affects us physically, emotionally and mentally and is a major problem in our schools, workplaces, homes, and online. Bullying comes in many forms, including but not limited to verbal attacks, physical violence, threats and intimidation.


This years’ Pink Shirt Day theme is, “lift each other up”.  The focus is on working together and treating others with dignity and respect. The pandemic has affected us all and shown the importance of helping one another and advocating for those who need it.


Chances are that you or someone you know is being impacted.  How we respond to bullying as a victim or witness is important. Over 90% of bullying incidents have peer witnesses. But when those peers intervene, most incidents are quickly resolved.  


Remember that kindness and compassion can go a long way.  It is important to support healthy self esteem and teach empathy, compassion and kindness. There are many resources available for parents, caregivers and our youth.  Visit the Pink Shirt Day website for more information.  Make every day an anti-bullying day!


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At CCEC, RSP loans are available until February 23, 2021!  The deadline to contribute to an RRSP for the 2020 tax year is March 1, 2021. 

We know that we are in unprecedented times and finances may be tight this year. Saving for your future may not be top of mind. However, even contributing a small amount to your RRSP today will go a long way in the future.  It’s not just about long-term growth but also benefits, like lowering this year’s taxes.  More important, your funds at CCEC are invested in your community, your neighbours and local businesses.

Are RRSPs worth it in the long run? Even though you have to pay the tax back when you withdraw the funds, yes, they are worth it. They are a valuable tool to reduce your tax burden and save for the future. We encourage our members to include an RRSP as an investment option in your financial plan. And, be sure to review your plan each year.  


If you would like to contribute, ask us about an RRSP loan so that you can maximize or top-up your RRSP contribution. Consider starting a monthly contribution plan, you can earn compound interest making more than if you contribute a lump sum. 

Call us today and ask how you can contribute to, top up or start an RRSP. Be sure to also ask about our other investment options including TFSA’s.


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Pride in Art Society and DOXA Documentary Film Festival were each awarded the Roger Inman Memorial Award for 2021.  The Trustees felt that both member organizations were most deserving of the recognition and awarded $1,000 to each of them.  The announcement of the 2021 award recipients was at the Virtual AGM by Trustee and new Board Member, Gerry Dragomir.  

On learning of the award, DOXA said,  "We are honoured to accept the Roger Inman Memorial Award, alongside the Pride in Art Society (who do outstanding, necessary work). We feel very proud to join the ranks of amazing organizations from award years past, and look forward to continually supporting the values of cooperation, curiosity, and critical media engagement." 

The Pride in Art Society said, “We are honoured to be awarded the Roger Inman Memorial Award. Our wholehearted thanks to the trustees for this recognition in Roger Inman’s memory, and to CCEC for its dedication to keeping money and resources working in our community by supporting and promoting the development of organizations like ours.” 

The annual award honours the memory of Roger Inman who became a member when CCEC first opened in 1976.  Shortly after joining, he began serving as a volunteer teller, a member of the credit committee, and later joined the Board of Directors. He contributed to many community initiatives and was active in politics. Through this award we acknowledge his devotion to community economic development, his commitment to his ideals and his generosity in spirit. Congratulations to both CCEC Member organizations selected to co-share the award recognition.  Click here to learn more. 

About the 2021 Award Recipients

DOXA is presented by the Documentary Media Society, a Vancouver-based non-profit charitable society (incorporated in 1998). They are devoted to presenting independent and innovative documentaries to Vancouver audiences (and, as of recently, beyond). The Society exists to educate the public about documentary film as an art form. The 20th annual festival is May 6-12, 2021.

The Pride in Art Society (PiA) produces, presents and exhibits art with a curatorial vision favouring challenging, thought-provoking contemporary art work that pushes boundaries and initiates dialogue. Our annual Queer Arts Festival (QAF) is a professional, artist-run, multidisciplinary festival and our year-round SUM gallery is Canada’s only queer-mandated art gallery.


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We recognize times may be uncertain and finances may be tight this year. Saving for your future may not be top of mind. However, even contributing a small amount to your RRSP today will go a long way in the future.  It’s not just about long-term growth but also benefits, like lowering this year’s taxes.  More important, your funds at CCEC are invested in your community, neighbours and local businesses.  

Our members tell us that they are with CCEC because we are aligned with their values.  As we are hosting the second Virtual Town Hall on Saturday, January 16th at 10:30am, a member wrote to us saying, “CCEC fills a niche that no other credit union does: a people-centred perspective that sees everyone as an equal no matter their heritage, income, or orientation.” We continue to  be an independent single branch credit union in a financial industry that has been undergoing consolidation for many years. The member reminds us of our history and says, “Where else can BIPOC and employment-challenged communities go for vehicle loans? Where else can social enterprises go that aligns with their values-based mission statements? Where else could a WomenFutures Loan Guarantee Fund exist?” 

The member adds, “There is part of CCEC's original mission that is based on E. F. Schumacher's "Small Is Beautiful" (1973). There is something to staying small on purpose! CCEC has always been about ensuring its acronym stays true: Community, Congress and Economic Change. This is why CCEC exists. “

So, as we are encouraging our members to invest in an RRSP, remember that the funds in your RRSP at CCEC stays in your community and support what is important to you. 

Call us today and ask how you can contribute to, top up or start an RRSP. 

Email Joanne to RSVP for the Virtual Town Hall on Saturday and add your voice to the conversation on the future of CCEC. 


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Holidays are supposed to be a time of gathering together.  However, this year, we will be staying at home and limiting our social interactions. Some of us may find a socially distanced holiday to be stressful. It is important, especially during this unprecedented season, that we take care of ourselves and our mental health.


We know that social distancing can make us feel more lonely and isolated.  So, even if you can’t meet in person, it is important to connect with family and friends in any way you can. The following are also positive ways to manage your mental health and the holidays: 


  • Exercise - get outside, go for a walk; 

  • Have a hobby hour - reading, crafting, puzzles or drawing. Join a friend group online;

  • Practice relaxation - meditation, yoga, taking a hot bath or getting a massage;

  • Talk to someone -  talk about how you are feeling with someone you trust. Call a friend or family member who is in your regular social circle.

These are a few strategies that can help you take care of yourself during the holiday season and year round. 
On behalf of CCEC Credit Union, we wish all our members a safe holiday season. 

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CCEC’s Board of Directors invites you to join us to discuss the future of the credit union and the upcoming Annual General Meeting.

 

CCEC is a member-owned financial co-operative and the Board seeks your thoughts about our future.


The credit union sector in British Columbia is facing enormous pressure with ever increasing regulatory requirements, rising costs and low margins resulting from historically low interest rates.

 

While CCEC’s financial position is strong and we will be reporting healthy earnings in the year ending September 2020, our long term financial planning indicates we will face challenges. Across the province, over 25% of credit unions are currently considering a merger or acquisition.

 

CCEC’s Board has initiated some informal discussions with other credit union boards about what they are experiencing and what, if any, opportunities there may be to collaborate and/or join forces.

 

This is also a great opportunity to learn more about CCEC if you are interested in running for the Board at the AGM on February 4, 2021. 

 

Please RSVP to Joanne and we’ll send you a Zoom link closer to the date. Thank you and we look forward to seeing you at a virtual town hall meeting.

 

We ae hosting two Virtual Town Halls: 

  • Thursday, December 10th  7:00pm – 8:30pm and 
  • Saturday, January 16th 10:30am – 12:00pm



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Food insecurity is getting worse. Before COVID, one in eight Canadians struggled to put good food on the table. During the pandemic, it’s become one in seven—a 39 per cent increase. Food insecurity goes much deeper than hunger. It impacts our physical and mental health, social connection and community, employment and aspirations, family life and more.

Ian Marcuse is the Grandview Woodland Food Connections (GWFC) Coordinator and a long-time CCEC member. He works out of Britannia Community Centre.  He is a member of the Vancouver Neighbourhood Food Network (VNFN), a network of community organizations committed to promoting food security in neighbourhoods across the City of Vancouver.  This holiday season we are encouraging our members to support the work of the VNFN and the GWFC as they are providing emergency food for those who need extra support at this time. 

 

Read how Ian Marcuse and the GWFC has responded to the rising food insecurity in our neighbourhood: 

At the time of the initial COVID lockdown in mid-March, we deemed food access an essential service and within days mobilized the necessary resources needed for an effective response to COVID food insecurity in East Vancouver. This COVID Emergency Food Home Delivery Program ensures that food is provided in a dignified way including completely barrier free access, home delivery to ensure safety and health are a priority, and an emphasis on quality and highly nutritious foods. Our hampers are especially curated to support healthy outcomes for receiving households.

Since our programs started, we've delivered 6,250 food hampers. But we have also been able to increase our existing capacity in building a more resilient and responsive community food security program by establishing new relations with food suppliers, farmers, referring agencies, funders, volunteers, and new community members who we might never have connected with in the past.  More importantly, we have gained new insights and engaged in many conversations with peers, funders, policy makers and others about the systems that cause food insecurity and advocate for a more equitable food system in the long term. Interestingly, COVID has opened an important policy window to push for the change needed and the GWFC is lending a strong and informed voice to the change needed.

  • 520 Households in East Vancouver supported

  • 1,500 Individuals

  • 218,750 lbs of food distributed (average 30lb/box)

  • 120+ volunteers mobilized 

  • 3,600 volunteer hrs logged

While a temporary program for us, this response to COVID has been meaningful and important and continues to meet immediate food security needs at the community level by ensuring that the most vulnerable in our community have access to good food. However, as COVID numbers increase, demand for the program continues to grow especially for households with compromised health and facing financial hardship. We now have a waitlist.

Click here to donate to the Vancouver Neighbourhood Food Network. 
Contact Ian to get involved and to make a donation to the Emergency Food Program  gwfcnetwork@gmail.com or phone  604-718-5895
If you are experiencing food insecurity or know of someone who needs extra food support at this time, please contact your local Food Bank Community Partner.

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We are now accepting applications for the 2021 recognition and award. 


This award is given annually to member groups that are active in social justice and co-operative development activity.  The award consists of three elements:  recognition from our community, our commitment to promote the project further through CCEC, and a financial contribution from the Roger Inman Trust.  The project itself contributes to the economic development of the community.

If you are a CCEC Member Group, business or individual you may apply for this special recognition and cash award. The award honours the memory of Roger Inman who contributed lots of time and effort to the early years of CCEC. His contributions to the wellbeing of the credit union and community economic development are numerous.  

Roger Inman became a member when CCEC first opened in 1976 and shortly after began serving as a volunteer teller. He was also a member of the credit committee, and later joined the Board of Directors where he served as co-chair and spearheaded the newsletter. A warm lovable man, Roger always contributed his time, insights, and humour to the many community initiatives with which he was involved. He was also active in local politics where his keen mind and natural optimism were always appreciated. Through this award, we acknowledge his devotion to community economic development, his commitment to his ideals and his generosity in spirit.

CCEC is committed to keeping our money and resources working in our community by actively supporting and promoting the development of strong, successful community businesses, projects and organizations

Applications are available on our website. Learn more about the award and our 2020 Award Recipient, The People's Prom 

If you have any questions, please contact Joanne.


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It’s International Credit Union Day on Thursday, October 15.  It has been held on the 3rd Thursday in October for the past 72 years. Did you know there are  291 million credit union members worldwide?  As we reflect on the role CCEC has played in our community and in our members’ lives, let’s share our experiences and invite our friends and family to join CCEC. 


CCEC received its charter in 1976, 2 years after a group of people involved in daycare, consumer and housing co-operatives raised capital to support community economic development. They called their group the Community Congress for Economic Change Society.  Our mandate was to serve groups that have been excluded from the economic mainstream - because they don't fit a banker's idea of a good credit risk - for example, the arts groups, immigrant organizations, housing co-operatives, and similar organizations that continue to be core of our membership. Loans were available to meet our members needs, and for community enterprises and community action. The founding members of CCEC described the loan process as "group solutions to individual problems."  The local focus of the credit union saw the money reinvested within our community. 

Some things haven't changed at CCEC over the past 44 years.  We continue to be guided by the principles that are the foundation of CCEC. We also continue to ensure community input into the lending process by maintaining a credit committee elected from the membership. Also, many directors, credit committee members, and staff are active in community groups that make up our membership.

CCEC is a member-owned, community development organization that is powered by people, like you;  in service of people like you.   Let’s celebrate International Credit Union Day! 


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A Registered Retirement Income Fund (RRIF) provides a source of retirement income. It can be set up anytime and withdrawals must start one year after it is opened. CCEC is now offering this service to our members and we want you to better understand them. 


There are various retirement investment options and we can provide you with complimentary financial advice and guidance.  While you must convert your RRSPs to a RRIF by the end of the year you turn 71, you can transfer your existing RRSP into an RRIF at any time.  To open an account, we can help you transfer your RRIF from another financial institution. 


A RRIF, like an RRSP, is tax-sheltered for deposits. As you need to withdraw a minimum amount in the calendar year after it was first funded, those members who are thinking of taking an early retirement may want to talk with us about opening an account.


Investing at CCEC means that you keep money working in the community to benefit you, your neighbours and local businesses.  CCEC has always been highly localized in how we invest your money since we opened in 1976. Our values have not changed. 


We are pleased to offer our members the option to invest in an RRIF. 


Call us to learn more. 


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