Rates, Services & Products

Rates, Products & Services 

We continue to introduce new services to meet your needs and technology changes in the financial services area to keep you more safe and secure.

  • Service Fees: Click here to download our service fees effective July 15, 2021.  At CCEC, our philosophy is to only charge our members for the services they use.
  • Current Rates: Click here to download our Interest Rates effective as of August 4th, 2022Rates are subject to change or may be withdrawn without notice at any time. Members are asked to contact us for the most current rates. 
  • VISA Cards: Credit Unions across Canada are partnered with Collabria Financial Services, a company that is wholly owned and operated by credit unions, to provide our members with VISA cards.   Apply Online for all cards except deposit secured card
  • Registered Education Savings Plan (RESP): Start putting aside money for a child’s post-secondary education. Find out if you also qualify for the Government of Canada Education Savings Grant and the Canada Learning Bond which are offered exclusively to RESP subscribers. Download the following brochures for more information -  Choosing the Right RESP; and Planning Your Child's Education Savings
  • Registered Retirement Savings Plan (RRSP): Start an RRSP automatic transfer weekly or monthly. We can also lend funds to help you make your contribution or top up unused contributions. Please complete a personal loan short form application and fax or bring it into the credit union along with confirmation of your income.​
  • Registered Retirement Income Fund (RRIF):  We are now offering Registered Retirement Income Funds (RRIF's).  A RRIF lets you invest tax-free now and gives you income in retirement. It can be setup anytime but has a deadline by which you must do so. ​
  • Tax Free Savings Account (TFSA): A Tax Free Savings Account (TFSA) is designed to help you save for your short and long-term goals.  A TFSA may be a good option for you to consider if you have shorter-term goals where you want to access and more easily withdraw funds.


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