Loans and Lines of Credit

Personal Loans

If you wish to borrow money for shares in a co-op, to buy a new car or spiffy high-tech new bike, to consolidate your debts, contribute to an RRSP, to take a vacation - or for some other purpose - CCEC would like to help - for a personal loan, try us first.

 Click here to go to Co-op Housing Share Purchase Loan information

Click here to download our Personal Loan Application Form 

CCEC guarantees you a competitive interest rate and we offer a full range of options for your personal loan. With a personal loan, you can borrow the amount when you need it, and choose the repayment period which particularly suits you. And of course there's no penalty if you choose to repay all or part of the outstanding loan at any time.

CCEC Share Purchase Loans

CCEC Credit Union has been specializing in financial services for housing co-ops since 1976. Over the years CCEC has enabled hundreds of people to meet the financial requirements of housing co-ops by negotiating share purchase loans.

CCEC has a Share Purchase Loan Program: The Co-op "share secured" loan at reduced interest rate (prime rate + 1%). The interest rate on this type of loan is lower than most other "consumer" loans. Obtaining a share secured loan requires the participation of all three parties: the housing co-op, the member and the credit union.

This program is for those housing co-ops who are members of CCEC Credit Union and have an active account at CCEC.

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