Investments

Registered Plans

RRSPs, TFSAs, RRIFs and RESPs are government-registered plans and accounts that provide tax deferral or tax-free options. RRSPs allow you to save faster for retirement, earn valuable tax deductions when you invest, and minimize the tax you pay when you withdraw.

Registered Retirement Savings Plan (RRSP): Start an RRSP automatic transfer weekly or monthly. We can also lend funds to help you contribute or top up unused contributions.
Tax Free Savings Account (TFSA) is designed to help you save for your short and long-term goals. A TFSA maybe be a good option for you to consider if you have shorter-term goals where you want to access and more easily withdraw funds.
Registered Education Savings Plan (RESP) allow you to save for your child’s or grandchildren’s post-secondary education. In an RESP, any interest earned is tax-deferred until the money is used for education.
Registered Retirement Investment Fund (RRIF): It's mandatory to convert your RRSP savings to a RRIF at the end of the year in which you turn 71 years of age.

Short-term & long-term deposits

A safe and flexible way to invest in the future, with guaranteed, competitive rates for the length of the term.

Terms from 1 year to 5 years
Redeemable and non-redeemable
Registered and non-registered
Minimum $500 investment ($100 for Junior members)

Click here for our Interest Rates

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