Investments
Registered Plans
RRSPs, TFSAs, RRIFs and RESPs are government-registered plans and accounts that provide tax deferral or tax-free options. RRSPs allow you to save faster for retirement, earn valuable tax deductions when you invest, and minimize the tax you pay when you withdraw.
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Registered Retirement Savings Plan (RRSP): Start an RRSP automatic transfer weekly or monthly. We can also lend funds to help you contribute or top up unused contributions.
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Tax Free Savings Account (TFSA) is designed to help you save for your short and long-term goals. A TFSA maybe be a good option for you to consider if you have shorter-term goals where you want to access and more easily withdraw funds.
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Registered Education Savings Plan (RESP) allow you to save for your child’s or grandchildren’s post-secondary education. In an RESP, any interest earned is tax-deferred until the money is used for education.
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Registered Retirement Investment Fund (RRIF): It's mandatory to convert your RRSP savings to a RRIF at the end of the year in which you turn 71 years of age.
Short-term & long-term deposits
A safe and flexible way to invest in the future, with guaranteed, competitive rates for the length of the term.
- Terms from 1 year to 5 years
- Redeemable and non-redeemable
- Registered and non-registered
- Minimum $500 investment ($100 for Junior members)
Click here for our Interest Rates
Contact us for information on the registered and non-registered products we offer to help you save and invest.