CCEC Blog
Search
 

CCEC Mobile Banking App is now available for download to your smart phones. More information is in the updated Online Banking FAQ's which includes a reference guide for services available in Online Banking and through the Mobile Banking App. 

 A new feature includes Remote Deposit Capture where you can deposit your cheque to your account anywhere using the App. Please note that all cheques deposited via the App will have an automatic 7 days hold. 

Online banking login reminder: In the Login Name field enter your Account Number; and in the Password field enter your Personal Access Code (PAC). 

Click here to log into Online  Banking. 

 
Currently rated 0.0 by 0 people

CCEC Mobile Banking App is now available for download to your smart phones. Go to the App store, search for CCEC Mobile Banking, and follow the instructions to download as you do for other apps. A new feature includes Remote Deposit Capture where you can deposit your cheque to your account anywhere using the app. Please note that all cheques deposited via the app will have an automatic 7 days hold. Read our Mobile Banking FAQ's for more information. 
Currently rated 0.0 by 0 people

On June 16th, 2021, CCEC introduced an enhanced online banking system. We added new features and increased login security.  While many features remain the same, we want our members to learn more about these new features in the Online Banking FAQ's.

 

  • Increased login security
  • Alerts
  • Mobile Banking App - coming soon
  • Mobile Cheque Deposit - coming soon.

If you have access to online banking you will notice changes on the login screen. There is a new link to iBank and you can use your current login and password to access your account. You will need to set up your security questions and image when you first log in to the new system and may be asked to change your password. If you are not currently using Online Banking, please give us a call and we will set it up for you. 

Increased Login Security: We take many precautions to protect the online banking environment and ensure your information is safe. For more information click on the Security tab once you have logged on.  There are three parts to our Online Banking security enhancements: a personal image, a personal phrase, and three challenge questions that only you know the answers to.

When you're signing in from a different computer, we'll ask you one of your challenge questions to verify your identity. When you answer correctly, your personal image and phrase will appear. You'll then know it's safe to continue; and we'll know that it's really you.

The image will be displayed every time you login. If you don't see the image you selected the next time you login, or a different image is shown, please close the browser and contact us right away, as you may not be accessing the legitimate CCEC CREDIT UNION Internet Banking site.

Interac e-Transfer: The fast, secure way to send and receive money. For more information, download the Interac e-Transfer FAQ's With the switch to iBank you may need to reset your Auto-Deposit. 

If you have any questions about iBank, please contact the branch.

Currently rated 0.0 by 0 people

It’s Mental Health Week and this year’s theme is understanding our emotions. 2021 is the 70th annual Canadian Mental Health Association (CMHA) campaign rallying to celebrate, protect and promote mental health.  Since the onset of the pandemic, 40% of Canadians say their mental health has deteriorated.  As many people are experiencing a time of unprecedented stress and anxiety, it is even more important that we support good mental health for everyone. 


There are many resources available online to help us address mild to moderate mental health challenges due to work related issues, family worries, sleep difficulties or physical health problems. There are two programs our members may find helpful: the CMHA program called BounceBack® and the Federal Government’s Wellness Together portal. Both these sites aim to be a practical way of learning key life skills that can boost your mood and help you turn the corner. 


They say that good mental health isn’t about being happy all the time. In fact, a mentally healthy life includes emotions like sadness, fear and anger. It is important that we know how to recognize, label and accept our feelings. Naming our emotions, understanding how we are feeling, and taking corrective actions when our response isn’t helpful are all strategies for good mental health.  


We are all in this together and we need to look out for and support each other. The world has changed and we can let people know we are here for them and that they’re not alone. The pandemic has made it more difficult to be together with each other and this lack of social contact has adversely impacted our mental and physical well-being. With this in mind, if you do know someone who is living alone or in a stressful or unsupportive environment, reach out to them. A check-in call goes a long way to keep vulnerable members of our community connected.  


In closing, be sure to take care of yourself so that you can support your family, friends and neighbours. Follow the recommendation on the Wellness Together site and Take 5 to do the mindfulness and breathing exercises. 


This is Mental Health Week. Get Real with your emotions. Visit BounceBack® and the Wellness Together sites to learn more.  


Currently rated 0.0 by 0 people

Improvements are coming soon to CCEC’s online banking. We are adding mobile features and increasing login security. With the enhanced security measures being introduced, we feel that members will be more comfortable switching to online banking or using more online banking services.  

 

A few of the new features include: 

  • Mobile Banking App. 

  • Mobile cheque deposit - take a picture to deposit a cheque to your account. 

  • Get customized Alerts about your account activity sent to your phone or email. 


You will notice improvements on the login screen. It has a new look and you will be asked to set up User Authentication. Here are the three steps to follow: 


  1. On the login screen, you enter your Login Name which is your current Account Number; and your Password where you enter your Personal Access Code (PAC) from the current banking system. 

  2. Set up your User Authentication. Select three questions and enter your answers. 

  3. Pick an image to use as your Personalized Security Image. 


Each time you login, you will be prompted for this User Authentication confirmation. It is random if you answer the questions you set up but the image will be displayed every time you login. The User Authentication takes a few minutes to set up and we feel the increased security will help our members feel more secure and comfortable banking online.


We will be providing our members with more information on the enhancements and improvements to online banking. This is a great time to sign up for Online Banking and switch to e-Statements. Visit our website www.ccec.bc.ca for updates.


Currently rated 0.0 by 0 people

We are inviting our members to donate to the scholarship fund and for our youth to apply for the scholarship to support the registration fee. The YES is running a limited number of smaller programs this summer.  Youth ages 14-18 who want to attend Camp YES this year, please email Joanne. We have Sponsorships to support the Registration Fee.


Last summer, due to Covid, there could be no overnight camps. At that time, the Camp YES staff asked themselves, "What should we do during this time?  As co-operators, the question inevitably became, “How can we best serve our members, or our community?"  They’ve been busy this past year supporting our youth and here is an update on their initiatives: 


  • Created the YES This Journal Activity Book Download a copy

  • YES Camp merch is for sale!

  • The podcast, Care Package, is in its second season

  • Continue to connect alumni with each other for support. If you are a YES Camp or Camp Rainbow Alumni, stay in touch with Camp YES here

  • Produce a regular newsletter - subscribe to their Mailing List


Their 2021 programming for the start of summer includes virtual camps, and weeklong day camps. With ongoing health and safety guidelines, The YES will not be able to facilitate traditional week-long overnight camps. However, they recognize that this may change, and, if so, they will be sure to update you and their programs. Be sure to subscribe to their mailing list and check their website for updates.  At this time, their program is: 

  • Roots Hybrid (Mainland)  July 5-9

  • Roots Hybrid (Island) – July 12 - 16

  • Roots Virtual – July 19 - 23

  • Pathways Virtual – July 26 - 30

  • Leadership Cohort Virtual - TBC


Members may donate to the Camp YES Scholarship Fund by email to info@ccec.bc.ca or by phone to 604.254.4100. Youth ages 14-18 are asked to email Joanne with your application


At CCEC, we are proud of our members who contribute to the Camp YES Scholarship Fund allowing us to supoort the Registration Fee for our Youth.  We also believe that the Camp YES programming is a transformative experience for both campers and parents;  and provides our youth with the tools and skills to create positive change in their family, school, and community.


Currently rated 0.0 by 0 people

As we turn to online services and rely on the digital marketplace more than ever, it’s important we have the tools and information we need to protect ourselves from online fraud. March is Fraud Prevention Month and we want to share a few tips from the Canadian Anti-Fraud Centre (CAFC).

Everyone is a potential target of fraud. Recent statistics from the CAFC show that in 2020 Canadians lost over $106.4 million to fraud, $62.6 million of which was related to online fraud. The actual impact of fraud is likely much larger as the CAFC estimates that Canadians report only 5% of actual fraud cases.

Anyone who believes they have been contacted by a scammer, is aware of a scam, or has become a victim is strongly encouraged to report it to the authorities. By reporting a scam, authorities will be able to warn Canadians, which may limit it from spreading.

This March, help us fight online scams. Knowledge is power! Join us in the conversation using #FPM2021 and find information to recognize, reject and report online fraud.

From: Competition Bureau Canada

Currently rated 0.0 by 0 people

March is Fraud Prevention Month: Recognize, Report and Reject. 

If it seems too good to be true, it is. We are all targets for scammers. As we are spending more time and shopping online, our susceptibility and exposure to scams has also increased. The 2020 BBB Scam Tracker Risk Report helps to shed some light on how scams are being perpetrated, who is being targeted, and which scams have the greatest impact,  They also provide timely tips on how we can all better protect ourselves from fraud.  Here are a few highlights from the report. 

The riskiest scam reported by Canadians in 2020 was advance fee loan scams. The second riskiest scam was online purchases with the highest type of purchase being for pets and pet supplies. 

Impersonation is one of the most common tactics fraudsters use to perpetrate scams. By pretending to be well-known and trusted companies, government agencies, and organizations, scammers can better manipulate their targets. Scams impersonating Canada Revenue Agency is one of the most common types of impersonation scams.

Who is most at risk to scams?  Younger people lost money to scammers at higher rates than older people. Online purchase scams were the riskiest for ages 18 through 54 and the second riskiest for ages 55+. Romance are riskiest for ages 55 through 64. Fake cheque/ money order scams ranked #2 for the 18-24 ages and #3 for the ages 25-34.

How do you reduce your risk of losing money to online scams? 

  • Asking questions when unfamiliar with something

  • Tending to be skeptical when dealing with new situations

Also, by following these  Ten Tips to Avoid a Scam, you increase your likelihood to avoid most scams and protect you and your family. 

1. Never send money via gift card or wire transfer to someone you have never met face-to-face. 

2. Avoid clicking on links or opening attachments in unsolicited emails. 

3. Don’t believe everything you see..

4. Double check your online purchase is secure before checking out. 

5. Use extreme caution when dealing with anyone you’ve met online. 

6. Never share personally identifiable information

7. Resist the pressure to act immediately

8. Use secure and traceable transactions

9. Whenever possible, work with local businesses

10. Be cautious about what you share on social media.   

March is fraud prevention month. Report any suspicious activities to BBB Scam Tracker, and learn more about the different types of common scams on BBB.org/scamtips       

For more information and helpful tips visit the Canadian Anti-Fraud page.


Currently rated 0.0 by 0 people

At CCEC, RSP loans are available until February 23, 2021!  The deadline to contribute to an RRSP for the 2020 tax year is March 1, 2021. 

We know that we are in unprecedented times and finances may be tight this year. Saving for your future may not be top of mind. However, even contributing a small amount to your RRSP today will go a long way in the future.  It’s not just about long-term growth but also benefits, like lowering this year’s taxes.  More important, your funds at CCEC are invested in your community, your neighbours and local businesses.

Are RRSPs worth it in the long run? Even though you have to pay the tax back when you withdraw the funds, yes, they are worth it. They are a valuable tool to reduce your tax burden and save for the future. We encourage our members to include an RRSP as an investment option in your financial plan. And, be sure to review your plan each year.  


If you would like to contribute, ask us about an RRSP loan so that you can maximize or top-up your RRSP contribution. Consider starting a monthly contribution plan, you can earn compound interest making more than if you contribute a lump sum. 

Call us today and ask how you can contribute to, top up or start an RRSP. Be sure to also ask about our other investment options including TFSA’s.


Currently rated 0.0 by 0 people

Pride in Art Society and DOXA Documentary Film Festival were each awarded the Roger Inman Memorial Award for 2021.  The Trustees felt that both member organizations were most deserving of the recognition and awarded $1,000 to each of them.  The announcement of the 2021 award recipients was at the Virtual AGM by Trustee and new Board Member, Gerry Dragomir.  

On learning of the award, DOXA said,  "We are honoured to accept the Roger Inman Memorial Award, alongside the Pride in Art Society (who do outstanding, necessary work). We feel very proud to join the ranks of amazing organizations from award years past, and look forward to continually supporting the values of cooperation, curiosity, and critical media engagement." 

The Pride in Art Society said, “We are honoured to be awarded the Roger Inman Memorial Award. Our wholehearted thanks to the trustees for this recognition in Roger Inman’s memory, and to CCEC for its dedication to keeping money and resources working in our community by supporting and promoting the development of organizations like ours.” 

The annual award honours the memory of Roger Inman who became a member when CCEC first opened in 1976.  Shortly after joining, he began serving as a volunteer teller, a member of the credit committee, and later joined the Board of Directors. He contributed to many community initiatives and was active in politics. Through this award we acknowledge his devotion to community economic development, his commitment to his ideals and his generosity in spirit. Congratulations to both CCEC Member organizations selected to co-share the award recognition.  Click here to learn more. 

About the 2021 Award Recipients

DOXA is presented by the Documentary Media Society, a Vancouver-based non-profit charitable society (incorporated in 1998). They are devoted to presenting independent and innovative documentaries to Vancouver audiences (and, as of recently, beyond). The Society exists to educate the public about documentary film as an art form. The 20th annual festival is May 6-12, 2021.

The Pride in Art Society (PiA) produces, presents and exhibits art with a curatorial vision favouring challenging, thought-provoking contemporary art work that pushes boundaries and initiates dialogue. Our annual Queer Arts Festival (QAF) is a professional, artist-run, multidisciplinary festival and our year-round SUM gallery is Canada’s only queer-mandated art gallery.


Currently rated 0.0 by 0 people

Search

home | online bankingprivacy code  | contact | site map
© 2015 CCEC Credit Union. All Rights Reserved.