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Programs, details and logistics are updated daily.  Be sure to check the Federal Government website for more information. This is what we know:

Canada Emergency Response Benefit - available April 6

The CERB pays a monthly, tax-free $2,000 payment to workers who wouldn’t otherwise be eligible for employment insurance.  Any Canadian who has stopped working for a 14-day period due to COVID-19 can qualify for the new benefit, which covers a period of up to 16 weeks. Applications open online and by phone on Monday, April 6.

Employment insurance

If you have been approved for EI benefits on or after March 15, you will be moved over to the new emergency benefit when it becomes available. If you were already receiving EI, you can switch to CERB if your benefits end before October and are jobless due to COVID-19. EI-eligible workers should apply for EI now rather than wait for the CERB application to come online on April 6.

Wage Subsidies

Your employer may be eligible for Wage  Subsidies. This program is aimed to help businesses retain and return workers to their payroll.  Keep in touch with your employer to find out if you will receive this aid.

Canada Student Loans

Effective March 30, there is a six-month interest-free moratorium on the repayment of Canada Student Loans for all student loan borrowers. No payment will be required, interest will not accrue during this time and students do not need to apply for the repayment pause.

Mental health support

Kids Help Phone has received additional funding to provide young people with the mental health support they need during this difficult time.

Practical services for Seniors

Increased funding to the  United Way will provide services to seniors that include the delivery of groceries, medications, or other needed items, or personal outreach to assess individuals’ needs and connect them to community supports.

Other aid for families and individuals:

  • Increasing the Canada Child Benefit. This benefit will be delivered as part of the scheduled CCB payment in May. Those who already receive the Canada Child Benefit do not need to re-apply.

  • Special Goods and Services Tax credit payment by early May as a one-time special payment. There is no need to apply for this payment. If you are eligible, you will get it automatically.

  • Extra time to file income tax returns until June 1, 2020.


CCEC Is Here to Help

CCEC is your local credit union. We are here to help you. Call us Tuesday to Friday 9:30am-5:00pm. Please try not to visit the branch and use ATM’s, online and telephone banking.  We are offering flexibility on Loans and Mortgage Payments - call us or email so that we can review your options.  Be sure to call us and we can help you to securely and safely handle your banking needs.


 
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Programs, details and logistics are updated daily.  Be sure to check the Federal Government website for more information. This is what we know. 

For Businesses

For individuals and families

  • Rent Relief in BC - read this article for information.

  • Canada Emergency Response Benefit, available April 6, pays a tax-free $2,000 payment to workers.

  • Employment insurance - If you are approved you will receive the new emergency benefit. If you were already receiving EI, you can switch if your benefits end before October.

  • Canada Child Benefit - will increase in May. 

  • Special Goods and Services Tax credit payment by early May as a one-time special payment. 

CCEC Can Help!

  • Businesses and organizations can sign up for Payment Stream (AFT Automatic Funds Transfer) our online service to create and deliver pre-authorized debits and direct deposit transactions. Call Atilio  for more information.

  • Get flexibility on your Loans and Mortgage Payments - call us or email so that we can review your options.

  • Move to online banking - if you have two signers, consider temporarily moving to one signer. This way you  can do online banking providing you with more flexibility.

 

CCEC is your local credit union. We are here to help you. Call us Tuesday to Friday 9:30am-5:00pm. Please try not to visit the branch and use ATM’s, online and telephone banking. 

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"Pandemic Pals," Caremongers, and Good Ol' Friendliness are practical ways more neighbours are now helping neighbours. COVID-19 has led to many random acts of kindness. These are uncertain times and we are being urged to reduce our social interactions to “flatten the curve”.   We have implemented "social distancing" guidelines and a voluntary  "shelter in place".

Many CCEC member groups and businesses have been impacted as they have closed their galleries and restaurants, or postponed festivals and events. Local businesses are struggling as they operate on tight margins. Restaurants that offer take-out are open and may not be accepting cash -  only debit and credit cards. With K-12 classes suspended indefinitely, school meal programs are being reviewed to ensure kids in need don’t suffer.  

We have neighbours who are struggling financially, who live month to month on a fixed income, and cannot afford to stock their pantry.  Let’s knock on their door (respecting social distancing) or phone them and ask how you can help.  

We all know examples of how our  community is reaching out and making connections to help those who are feeling even more isolated and lonely. It is inspiring to learn that some stores are dedicating times each day day for seniors or those who need assistance or consideration; accepting donations to distribute to those in need in their area;  starting initiatives like Breaking Bread that lets you know how you can support your local, independent restaurants.

It's heartening to see so many more people and groups become ignited about neighbourly mutual aid!


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Effective immediately and until further notice, our branch opening hours are: 

  • Tuesday to Friday from 12pm-5:15pm
  • Closed Saturdays

Our staff will also be more available by phone from 9:30am-5pm Tuesday to Friday at 604.254.4100. 

During this time, we are asking our members to not visit the branch unless necessary.  Please consider using ATMs, telephone and online banking.

We are taking proactive measures to serve our members safely and responsibly.  Your health and safety and that of our staff members remain our top priority during this uncertain time. 

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As your local credit union, we work to keep you and our community safe during this COVID-19 situation. As a community, regardless of COVID-19 and the uncertainty it presents for all of us, we should always be helping those who are more vulnerable to ensure their safety and well-being. 

 

In the midst of the COVID-19 situation, it is important that we provide as much information about the precautionary steps we are taking to mitigate risk to you and to our community.

 

It is helpful to organize ourselves to protect the vulnerable in our community. This could be elderly people in our neighbourhood, for example, or perhaps a whole family with infected kids, where everyone needs to stay in the house for 2 weeks or until testing negative. Get involved in your local Block Watch and community associations to learn more. 

 

At the branch, we are: 

  • Disinfecting and cleaning surfaces in contact by our members by wearing gloves 

  • Having hand sanitizers on the counter for your use

  • Encouraging our members to use ATM and online banking and not to visit the branch during this time unless necessary. If you cannot visit the branch, please call us and we can advise you how to proceed with safety and security for your banking needs. 

 

As a community, we encourage you to: 

  • Reach out to your neighbours who are more isolated and lonely to offer to do their shopping

  • Use grocery store delivery services or use a Community Supported Agriculture program that also supports our local food sources

  • Donate to the Food Bank and local Food Security projects

 

As a precaution, you may wish to have in your pantry non-perishable items like rice, pasta,  beans and vegetables including kale, miners’ lettuce and your favourites from the freezer.

 

In the midst of the COVID-19 situation, it is important that we provide as much information about the precautionary steps we are taking to mitigate risk to our community.  Learn more at the Vancouver Coastal Health website, avoid unnecessary travel and use common sense.  

 

Call us for more information and share your thoughts. 


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There are 19 proposed actions in the City’s five-year Climate Emergency Action Plan.  In 2019 Council declared a Climate Emergency and have now rolled out their proposed targets and actions for dealing with the emergency.  They ask for your feedback by completing their online survey,  attending a dialogue or hosting a dialogue.   The City has created a Dialogue kit that you can download that has instructions, tips, and discussion prompts. The categories they are exploring with Actions are “How We Move” and “How We Build/Renovate”.  The deadline is April 22 to gather your input for the plan that will go to Council in October 2020. 


Another climate change dialogue project is Cool 'Hood Champs: A workshop to teach local climate action.  Hosted by the CALP (Collaborative for Advanced  Landscape Planning), the workshop provides hands-on training for community members interested in bringing positive climate action to their neighbourhoods. There are three workshop dates to choose from. 


The Neighbourhood Small Grant program is accepting applications for small projects (up to $500) that help connect and engage us with our neighbours.  Applying for their Greenest City Grant to host a neighbourhood conversation on climate action using the materials from the City or at the Cool ‘Hood Champs would be a good idea. 


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We lend to your neighbours and local businesses.  We have always invested in the regenerative and circular economy.  We don’t need to change our course of investment or divest from ‘fossil fuel’.  We stand by what we believe in that works for you and our community. 

We are proud of the impact we have in our  community and in the lives of our members. Our solidarity with our brotherhood and our hereditary chiefs continues. We will not waver. 

“Thank you for having ethics and representing the community (us members) so well.  A great moment to ask folks to divest from unethical banks to move to us.”  CCEC Member

Our number one priority is to serve - and provide a model for services to - those facing systemic barriers to financial services, to credit, and to economic opportunity. Too many are turned away by conventional banks and are exploited by cheque-cashing hucksters and others.  We want to work with our members and member groups to develop services that meet those needs at fair cost. 

Refer friends, family and neighbours to join CCEC. Stand by us.  Call us today. 


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Camp registration is Open!  A CCEC tradition is to see the “Camp YES Thermometer” go up in the branch. The “Thermometer” tracks the funds donated by our member-owners to pay the camp registration fee for our youth. Each year, through the generosity of our members, we have sent up to 10 youth to the YES Camp and a few to the Reunion. 

Meet CCEC Members, Helen Spaxman and her teen, Claire. Claire has been to camp and to the Reunion. Helen’s family started donating to the Camp YES Fund for many years even before having kids. She says they donated because they hoped that their children and the youth of our community would be able to go to this camp.

Claire Says, “Thank You” 

“At the YES Camp, we do “reflections” at the end of the day, where we reflect on how our day went and then answer questions, which are sometimes light and funny, but sometimes very personal and heavy. 

When I truly opened up in reflections, I benefited by getting things out of my head that I wouldn’t normally talk about with people at home. Before camp, I felt like I couldn’t talk to my friends about certain things, maybe I didn’t want to burden my friends with my thoughts. I was also afraid it’d start rumours and more people would know about it than I originally intended. 

I have learned that YES Camp is a safe space, I can talk about anything there and get so much support from the staff and my fellow campers. Funnily enough, many of these “fellow campers” have become very close friends. Now that I’ve been to camp a few times, I’m not just a good communicator and listener at the camp, but I’m also applying these skills to my friend group at home. 

Since I’ve started opening up to friends at school, I’ve noticed so many more people sharing things with me that they never thought they’d share. My friends now feel the same comfort in talking about their feelings that I used to only feel at camp and they’re not afraid to ask me for help when they need it. I’m so so grateful to have been able to  attend YES summer camps and fall camp reunions. I’ve grown so much as a person and as a friend and I’m so ready to grow even more. Honestly, without the YES Camp, some of my closest friendships wouldn’t even exist.”

“Camp YES is a Game Changer!” says Helen Spaxman

For more information, visit the Camp YES website. To make a donation to our Camp YES Fund, call us or visit the branch. Youth interested in being sponsored to attend Camp are asked to complete an application form that will be available on our website.
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THE PEOPLE'S PROM is a fundraiser for creative resistance and direct action. It's a radical, community-oriented, annual event in East Vancouver held Feb. 14th.  It is a queer, cross-dressing, big dress wearing prom you never had in high-school.

The Prom Committee is a volunteer-run group of seven individuals who organize the People’s Prom and oversee the People’s Trust Fund. Since 2001, they have raised funds and provided micro-grants of $200 - $5,000 to grassroots organizations for initiatives that may have difficulty securing funding from other sources. Several grants are given out annually.  Check back for their funding application.  

Over the years the fund has given micro-grants to Indigenous groups, women’s centres, anti-poverty and homeless activists, environmental and anti-pipeline initiatives, political arts festivals, and transit education. In the last 20 years, they have given out an estimated $80,000 in micro-grants.  There are CCEC Member associations including No One is  Illegal who have received funds from the People's Prom. 

Congratulations! 

A big shout out to the other nominees this year:  Vancouver Neighbourhood Food Networks, Alliance Against Displacement and Mountain Protectors. 

The award is in recognition of an individual who contributed lots of time and effort to the early years of CCEC and who had a strong interest in community development.   Hence the award goes to member groups that are active in social justice and co-operative development activity. The award is comprised of three elements; recognition from our community, our commitment to promote the project further through CCEC, and a financial contribution from the Roger Inman Trust to support the project.

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Businesses that manufacture, import and sell products need to be responsible for the waste they generate. They need to be accountable for their products beyond selling them and change their manufacturing process “to design out waste and keep products and materials in use”.  Businesses need to use less plastic and stop producing single-use items. This shift in responsibility and accountability from consumer to business also entails recognizing the Circular Economy. 


Currently, Coca-Cola is one of the biggest producers of plastic waste. In 2019, it was found to be the most polluting brand in a global audit of plastic waste by the charity Break Free from Plastic. Nestlé is third in the list of top plastic polluters globally as 98% of their products are sold in single-use packaging. There are hundreds of multinational brands contributing to plastic pollution across the globe.


Did you know that seventy-nine percent of the world’s plastic is not recycled?  Our consumption of packaging and single-use items has a real impact on climate change: just under 30 percent of our greenhouse gases come from the way we make, consume, and dispose of stuff.  We know that compostables don’t outshine plastics when it comes to environmental benefits, and biodegradable packaging is even worse. We are overwhelmed with the quantity of  waste we cannot process. Our single-use culture needs to change and the solution is not in recycling. 


We need a solution that will have a positive impact on the environment and mitigate climate change.  Tell Us Yours! One strategy is a program called Extended Producer Responsibility (EPR). EPR’s push the manufacturers and retailers to contribute to the cost of collecting and reusing their products.  Businesses can introduce take-back programs or arrange waste collection and drop-off points, so the products can be re-purposed and re-introduced for another manufacturing process.


Adopting the Circular Economy model, we can design stuff better to last longer; food chains and toy makers can make better quality goods; producers can use fewer raw materials; waste can be made a resource; excess can be discouraged in schools and homes; we can shop hyper-locally and at secondhand shops, where, in an ecologically literate world, should be seen as pioneers of a new kind of socially aware consumerism.  


Vancouver has a plastic ban bylaw and a single-use-item reduction strategy as action to support their Zero-Waste 2040 Goal.  Over the next year we will see changes in the food industry as we ban styrofoam, plastic straws and plastic shopping bags. These are great steps and we need to do more. 


Let’s work towards a circular economic model and invest and shop locally, avoid buying products from the plastic polluters and advocate for increased manufacturer responsibility to avoid waste.

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